Partner A
Owning a home or car may help you qualify for a lower secured rate.
Not a lender. We connect, you choose.
Review offers from participating providers, with estimated rates, terms and repayment details, before you decide.
Loans Offer Today LLC builds tools that help people understand loan numbers before they share a single detail. When it makes sense for you, we pass one request to participating providers, who decide whether to present an offer.
About the company
Three simple steps in the app. Nothing is final until you accept a provider’s offer.
Slide to any request amount from $100 to $5,000.
Answer a few questions about your income and employment, then confirm three separate consents.
Compare provider matches with amount, APR and term, open full details and decide whether to continue.
Check typical ranges and estimate a payment before you share anything about yourself.
No provider may require repayment in full in 60 days or less.
See rates and termsWhat a loan could cost across our range. Illustrations, not offers.
| Example | Amount | Term | APR | Monthly payment | Total repayment |
|---|---|---|---|---|---|
| Lower APR | $2,000 | 24 months | 5.49% | $88.18 | $2,116.38 |
| Typical APR | $1,000 | 12 months | 24.00% | $94.56 | $1,134.72 |
| Maximum APR | $5,000 | 30 months | 35.00% | $252.36 | $7,570.68 |
| Shortest term | $500 | 3 months | 35.00% | $176.48 | $529.45 |
Examples assume a fixed APR, equal monthly payments made on time and no additional fees.
Compare estimated rates, amounts and terms side by side before you continue.
Owning a home or car may help you qualify for a lower secured rate.
Fast online application with predictable, fixed monthly payments.
Transparent fees and no prepayment penalty if you pay off early.
Rates, terms, fees and approval decisions are determined by the lender. Actual providers and offers depend on your profile and state.
After you submit, the app shows one of two answers.
Participating providers are reviewing your request. Any offers they present will appear in the app for you to compare.
No provider could make an offer this time. Availability varies by state and provider, and you can try again later.
Check typical rate ranges, estimate a monthly payment and, if it makes sense for you, send one request to participating providers.


No. Loans Today is a loan-matching service, not a lender, broker or agent of any lender. We do not originate, fund or service loans or make lending decisions.
From $100 to $5,000, with repayment terms from 3 to 30 months and APRs from 5.49% to 35.00%. Your final terms are set by the provider.
No. Loans Today does not check your credit. A provider may perform a hard credit inquiry, which can lower your score, if you continue with its offer.
No. Using the app and website is free. Providers or marketing partners may compensate us when a request is matched or an offer is accepted. See How we make money.
No. Submitting a request does not guarantee approval, funding or a specific offer, and you are never obligated to accept an offer.
More answers in our FAQ and loan glossary, or contact us.
One request. Participating providers. Every number before you decide.