Not a lender. We connect, you choose.

Compare loan options with clarity

Review offers from participating providers, with estimated rates, terms and repayment details, before you decide.

APR range
5.49%–35.00%
Loan amounts
$100–$5,000
Loan terms
3–30 months
Woman reviewing a bill at her kitchen table
Medical bill $2,500
3 offers ready to compare from 11.99% APR Illustrative example
Man checking his phone next to his car
Car repair $1,200
Young man at home with a laptop
Rent gap $900

A loan-matching company, not a lender

Loans Offer Today LLC builds tools that help people understand loan numbers before they share a single detail. When it makes sense for you, we pass one request to participating providers, who decide whether to present an offer.

About the company
Older couple on a sofa looking at a phone together
Company
Loans Offer Today LLC
Based in
Casper, Wyoming
What we are
Loan-matching service, not a lender
Cost to you
$0

How it works

Three simple steps in the app. Nothing is final until you accept a provider’s offer.

  1. 1

    Choose an amount

    Slide to any request amount from $100 to $5,000.

  2. 2

    Submit a request

    Answer a few questions about your income and employment, then confirm three separate consents.

  3. 3

    Review offers

    Compare provider matches with amount, APR and term, open full details and decide whether to continue.

See how it works in detail

Know the numbers first

Check typical ranges and estimate a payment before you share anything about yourself.

Payment estimate

For reference only
Monthly payment$94.56
Total interest $134.72Total repayment $1,134.72
Open the full calculator

Rates at a glance

APR range5.49% – 35.00%
Loan amounts$100 – $5,000
Loan terms3 – 30 months

No provider may require repayment in full in 60 days or less.

See rates and terms

Representative examples

What a loan could cost across our range. Illustrations, not offers.

ExampleAmountTermAPRMonthly paymentTotal repayment
Lower APR$2,00024 months5.49%$88.18$2,116.38
Typical APR$1,00012 months24.00%$94.56$1,134.72
Maximum APR$5,00030 months35.00%$252.36$7,570.68
Shortest term$5003 months35.00%$176.48$529.45

Examples assume a fixed APR, equal monthly payments made on time and no additional fees.

Illustrative examples

Explore lender matches

Compare estimated rates, amounts and terms side by side before you continue.

Partner A

Rating 4.8
Best for a wide range of amounts

Owning a home or car may help you qualify for a lower secured rate.

APR5.49%–35.00%
Amount
$100–$5,000
Term
3–30 months
View offer details

Partner B

Rating 4.6
Best for fixed monthly payments

Fast online application with predictable, fixed monthly payments.

APR9.99%–35.00%
Amount
$100–$3,000
Term
6–24 months
View offer details

Partner C

Rating 4.3
Best for small, short-term needs

Transparent fees and no prepayment penalty if you pay off early.

APR7.99%–29.99%
Amount
$100–$1,500
Term
3–12 months
View offer details

Rates, terms, fees and approval decisions are determined by the lender. Actual providers and offers depend on your profile and state.

Three consents. Always your call.

Before anything is shared, the app asks for three separate consents. Nothing goes to providers until you give all three.

Loans Today app: three separate consents before your request is shared

Clear outcomes, no guesswork

After you submit, the app shows one of two answers.

Request received

Participating providers are reviewing your request. Any offers they present will appear in the app for you to compare.

No offers available right now

No provider could make an offer this time. Availability varies by state and provider, and you can try again later.

iPhone app

The Loans Today app

Check typical rate ranges, estimate a monthly payment and, if it makes sense for you, send one request to participating providers.

  • Three simple steps: choose an amount, submit a request, review offers
  • A calculator and a Rates tab to check before you request
  • Clear outcomes: “Request received” or “No offers available right now”
See how it works
Loans Today app loan calculator screen
Loans Today app home screen with request amount

Questions, answered

Is Loans Today a lender?

No. Loans Today is a loan-matching service, not a lender, broker or agent of any lender. We do not originate, fund or service loans or make lending decisions.

How much can I request, and at what rate?

From $100 to $5,000, with repayment terms from 3 to 30 months and APRs from 5.49% to 35.00%. Your final terms are set by the provider.

Does submitting a request affect my credit score?

No. Loans Today does not check your credit. A provider may perform a hard credit inquiry, which can lower your score, if you continue with its offer.

Does using Loans Today cost anything?

No. Using the app and website is free. Providers or marketing partners may compensate us when a request is matched or an offer is accepted. See How we make money.

Is approval guaranteed?

No. Submitting a request does not guarantee approval, funding or a specific offer, and you are never obligated to accept an offer.

More answers in our FAQ and loan glossary, or contact us.

Ready to see your options?

One request. Participating providers. Every number before you decide.