- You
Free for you
Loans Today is free for you. Creating a request, being matched with providers, comparing offers, and the calculator and Rates tab all cost $0.00. No subscription and no fee to submit a request.
- Loans Today
We do not set your rate
We do not set your rate, mark it up or make lending decisions. Compensation may influence which providers are displayed to you and the order in which they appear. It never changes the APR, fees, repayment schedule or the contract terms of your loan.
- Providers
Paid by providers
Participating lenders and providers or marketing partners may compensate us when your request is matched with a provider or when you accept a provider’s offer. Depending on our agreement, we may be paid when your request is shared, when you apply, or when a loan is funded.
Who decides my rate?
The provider you choose. All approvals, APRs, fees, repayment terms, funding times and final loan conditions are determined by the provider.
What happens to my information?
We share your request with providers only after you give your consent in the app. Because providers may pay us for these requests, this sharing may count as a “sale” of personal information under some state laws. You can opt out at any time.
What are the loan terms?
Offers through Loans Today range from $100 to $5,000, with repayment terms from 3 to 30 months and APRs from 5.49% to 35.00%. Approval is not guaranteed. See Rates & terms and our Disclosures.
How we make money
Loans Today is free for you. Here is how Loans Offer Today LLC is paid and what that means for the options you see.
No subscription and no fee to submit a request.
Free for you. Paid by providers.
Participating lenders and providers or marketing partners may compensate us when your request is matched with a provider or when you accept a provider’s offer.
Depending on our agreement with each provider, we may be paid at one of these moments:
- Your request is shared
- You apply
- A loan is funded
We do not set your rate, mark it up or make lending decisions.
What compensation can and can’t change
- Which providers are displayed to you
- The order in which they appear
- The APR a provider offers you
- Fees and repayment schedule
- The contract terms of your loan
Good to know
Who decides my rate?
The provider you choose. All approvals, APRs, fees, repayment terms, funding times and final loan conditions are determined by the provider.
What happens to my information?
We share your request with providers only after you give your consent in the app. Because providers may pay us for these requests, this sharing may count as a “sale” of personal information under some state laws. You can opt out at any time.
What are the loan terms?
Offers through Loans Today range from $100 to $5,000, with repayment terms from 3 to 30 months and APRs from 5.49% to 35.00%. Approval is not guaranteed. See Rates & terms and our Disclosures.
Questions? Email support@loansoffertoday.com.